ING Groep CET1 Ratio Fully-Loaded In EBA Stress Test Adverse Scenario Is 10.41% At 2027-End

ING Groep NV INGA:

• EBA STRESS TEST CONFIRMS ING'S RESILIENT CAPITAL POSITION

• ACTUAL CET1 RATIO AS OF JUNE 30, 2025, WAS 13.3%

• CET1 RATIO TRANSITIONAL IN ADVERSE SCENARIO IN STRESS TEST IS 10.63% AT YE2027

• CET1 RATIO FULLY-LOADED IN ADVERSE SCENARIO IN STRESS TEST IS 10.41% AT YE2027