Hilltop Holdings Inc. SEC 10-Q Report

Hilltop Holdings Inc., a diversified financial services holding company, has released its latest Form 10-Q report, detailing significant financial and operational achievements for the recent quarter. The company, which operates primarily through PlainsCapital Corporation and Hilltop Securities Holdings LLC, has shown notable improvements in key financial metrics and continues to expand its market presence in core business areas.

Financial Highlights

• Total Interest Income: $200.3 million, reflecting a decrease from the previous year due to lower interest rates.
• Net Interest Income: $112.4 million, an increase from the previous year, driven by a reduction in interest expense.
• Net Income: $46.7 million, showing a significant improvement over the previous year, attributed to cost management and increased efficiency.
• Income Attributable to Hilltop: $45.8 million, indicating strong performance in core operations.
• Basic Earnings Per Share: $0.74, up from $0.46 in the previous year, highlighting improved profitability.
• Diluted Earnings Per Share: $0.74, consistent with basic EPS, reflecting stable share count and earnings growth.

Business Highlights

• Revenue Segments: Hilltop Holdings Inc. operates through two primary business units: PlainsCapital Corporation (PCC) and Hilltop Securities Holdings LLC (Securities Holdings). PCC provides traditional banking and wealth management services primarily in Texas, while Securities Holdings offers investment banking and related financial services across the United States.
• Geographical Performance: The company's primary operations are concentrated in Texas, where PlainsCapital Bank provides business and consumer banking services. The broker-dealer and mortgage origination subsidiaries operate throughout the United States, indicating a broad geographical reach.
• Sales Units: The company reported significant activity in its mortgage origination segment, with PrimeLending originating residential mortgage loans across the United States. The broker-dealer segment also engages in securities lending and trading activities.
• Future Outlook: Management anticipates continued growth in its core banking and financial services operations, with a focus on expanding its market presence in Texas and enhancing its investment banking services nationwide. The company is also evaluating the impact of recent accounting standards updates on its financial reporting.

SEC Filing: Hilltop Holdings Inc. [ HTH ] - 10-Q - Oct. 24, 2025