M&T BANK CORP SEC 10-Q Report

M&T Bank Corp, a prominent player in the banking industry, has released its Form 10-Q report for the third quarter of 2025. The report provides a comprehensive overview of the company's financial and operational performance, highlighting key metrics and business activities that have shaped the quarter.

Financial Highlights

Total Interest Income: M&T Bank Corp reported a total interest income of $2,680 million for the three months ended September 30, 2025. This marks a decrease from $2,785 million in the same period of 2024, primarily due to lower interest income from loans and deposits at banks.

Net Interest Income: The net interest income for the quarter was $1,761 million, compared to $1,726 million in the same period of 2024. This slight increase occurred despite higher interest expenses.

Net Income: The company achieved a net income of $792 million for the three months ended September 30, 2025, up from $721 million in the same period of 2024. This growth was driven by increased other income and controlled expenses.

Net Income Per Common Share - Basic: Basic net income per common share was $4.85 for the quarter, compared to $4.04 in the same period of 2024, reflecting improved profitability.

Net Income Per Common Share - Diluted: Diluted net income per common share was $4.82 for the quarter, compared to $4.02 in the same period of 2024, indicating enhanced earnings per share performance.

Business Highlights

Revenue Segments: M&T Bank Corp reported revenue from various segments including Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. Key contributors to revenue in these segments were service charges on deposit accounts, trust income, and brokerage services income.

Future Outlook: Management expressed a cautious outlook for the remainder of the year, emphasizing the need to adapt to changing economic conditions and regulatory environments. The company plans to continue focusing on enhancing customer service and expanding digital banking capabilities.

SEC Filing: M&T BANK CORP [ MTB ] - 10-Q - Oct. 27, 2025